Zero Processing Feesfor SMEs
Stop losing money to payment processing fees. Join 10,000+ SMEs saving thousands monthly with AI-powered banking.
Monthly Savings Calculator
Built for SME Success
Everything you need to reduce costs, increase profits, and grow your business faster
0% Processing Fees
vs 2.9% industry averageSave 2.9% on every transaction compared to traditional banks
15-Minute Setup
No paperwork hassleGet started instantly with our AI-powered onboarding
FDIC Insured
100% secureYour money is protected up to $250,000 per account
AI-Powered Insights
Smart recommendationsGet personalized business analytics and cash flow predictions
24/7 Support
Human + AI supportDedicated SME specialists available around the clock
No Hidden Fees
What you see is what you payTransparent pricing with no surprises or minimum balances
Real Stories, Real Savings
See how businesses like yours are saving thousands monthly with Zero Rate
"Zero Rate saved us $3,200 monthly. The setup was incredibly smooth and their AI insights helped us optimize our cash flow."
"Finally, a bank that understands small businesses. No hidden fees, great support, and real savings that go straight to our bottom line."
"The 15-minute setup wasn't marketing hype - it really was that fast. Now I'm saving thousands and reinvesting in growth."
Bank-Grade Security & Compliance
Your money and data are protected by industry-leading security standards
Everything Your Business Needs
From payments to analytics, we provide all the tools SMEs need to succeed
Payment Processing
Accept all major credit cards, ACH, and digital payments with zero processing fees
- Visa, Mastercard, Amex
- ACH transfers
- Digital wallets
- International payments
Business Analytics
AI-powered insights to optimize cash flow, predict trends, and grow your business
- Cash flow forecasting
- Expense categorization
- Revenue analytics
- Custom reports
Mobile Banking
Manage your business finances on-the-go with our award-winning mobile app
- Real-time notifications
- Mobile deposits
- Expense tracking
- Team access
Multi-Currency Support
Handle international transactions with competitive exchange rates and low fees
- 50+ currencies
- Real-time rates
- Hedging tools
- Global transfers
Dedicated Support
24/7 support from SME specialists who understand your business needs
- Phone & chat support
- Dedicated account manager
- Onboarding assistance
- Training resources
Financial Tools
Comprehensive suite of tools to manage invoicing, payroll, and accounting
- Invoice generation
- Payroll processing
- Tax preparation
- QuickBooks integration
Ready to Transform Your Business Banking?
Join thousands of SMEs who've already made the switch to zero-fee banking
Got Questions? We Have Answers
Everything you need to know about Zero Rate banking
We've built an AI-powered infrastructure that eliminates traditional banking overhead costs. Instead of charging per transaction, we use a simple monthly subscription model that saves SMEs thousands compared to percentage-based fees.
Still Have Questions?
Our SME specialists are here to help you make the right decision for your business